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What we do

At Falsken & Associates Insurance Agency, we strive to understand the people we serve so that we can offer the right policy at the right rate. With so many different types of RVs like Class A, B, and C motor homes, motor coaches, camper vans, travel trailers, and 5th wheelers, the different insurance policies can be daunting. Our team makes it easy to select insurance!

Boat Insurance

Every boat owner knows that personal watercrafts are significant investments. Boats range enormously in value, from inflatable kayaks to luxury ocean yachts. Whatever boat you skipper, you’ll need to insure it so that it stays safe on the water. Our marine packages contain industry-leading coverage and additional features that cover almost all types of watercraft.

Insuring your watercraft is not just to protect your own pocket. You’ll need coverage for your boat to stay on the right side of river, canal, and marina regulations.

At Falsken & Associates Insurance Agency, we’ve got just the right insurance coverage for your needs. We offer a variety of industry-leading Boat Insurance packages so that you can simply choose one that aligns with your budget and vessel. Our agents are well versed in matching captains with their insurance packages. From a standard Marine Choice Saver to an all-encompassing Marine Choice Elite, we have just the right policy for you. Leave boat insurance in our capable hands, and sit back, relax, and ride the waves.

Typical coverage includes:

Watercraft physical damage
Direct, sudden, and accidental coverage for your vessel

Personal Liability

Coverage for bodily injury and property damage sustained by others for which you are at fault

Personal Property

Protection for apparel, sports equipment, and other personal property owned by any of the insured or their guests while on board or being carried on or off the watercraft

Trailer

Coverage for trailers that are equipped to transport your boat

Medical Payments

Helps to pay for the necessary and responsible medical expenses incurred by an accident causing bodily injury to a person while in, onboard or leaving the watercraft

Uninsured Watercraft

Provides coverage for compensatory damages for bodily injury that the insured is legally entitled to recover from the owner of an uninsured or underinsured watercraft

RV Insurance

Your recreational vehicle, motorhome, travel trailer, or 5th wheeler takes you many places. Do you drive your RV down to the local coffee shop and back? We’re guessing you don’t. Then why would you insure it with a policy that’s meant for an everyday auto? All recreational vehicles encounter situations that are unique to life on the road, requiring the right insurance coverage.

At Falsken & Associates Insurance Agency, we strive to understand the people we serve so that we can offer the right policy at the right rate. With so many different types of RVs like Class A, B, and C motor homes, motor coaches, camper vans, travel trailers, and 5th wheelers, the different insurance policies can be daunting. Our team makes it easy to select insurance!

Don’t let worry interrupt your travels. Our agents at Falsken & Associates Insurance Agency help you to obtain the right insurance policy so that you can head out and enjoy the open road! Whether you use your vehicle for recreation or full-time, let us handle your insurance needs.

Typical coverage includes:

Comprehensive Coverage
Protects your vehicle from loss, including collision, fire, floods, hail, vandalism, theft, and more

Total Loss Replacement

Coverage protects from the effects of depreciation. Instead of Actual Cash Value, Total Loss Replacement helps you to get back the vehicle you lost in a covered incident

Emergency Expenses

Helps to pay for lodging or travel home if your vehicle is damaged or destroyed by a covered peril

Replacement Costs

This covers your personal belongings that are destroyed or stolen

Towing and Roadside Assistance

Provides roadside assistance services, ranging from towing, jump starts, flat tire changes, fuel delivery, and more

Full-Timer Coverage

Covers you when you are stationary, parked, and using a motor home as a residence, typically for extended periods of time

Tow Truck Protection

Protection for the truck in which you use to tow your RV.

Off-Road Insurance

When the weekend rolls around, are you eager to hit the great outdoors in your off-road vehicle? Exploring trails and driving deep into nature is the whole reason you purchased your vehicle. As a unique vehicle, it will need unique insurance. Bear in mind that your homeowners or auto insurance may not adequately cover your off-road vehicle. Whether you have a snowmobile, dirt bike, golf cart, ATV or dune buggy, choose to protect it with Off-Road Vehicle Insurance.

Taking a vehicle off road automatically increases risks of damage. No roads, no rules, and huge adventure – isn’t that part of the fun? Explore uncharted territory with the peace of mind that you’re protected.

Don’t let your fun grind to a halt because you don’t have the right insurance. Leave the rocky terrain to your adventures and protect yourself with insurance!

Just like your special vehicle, you can choose from a variety of insurance coverages to suit your needs:

Safety Apparel

Cover for damage to any clothing designed to minimize damage from an accident, including helmets and goggles

Medical Payments

Helps to pay for medical expenses incurred as a result of an off-road vehicle accident

Liability

Protection for accidents involving your off-road vehicle, including third-party injuries and property damage

Collision

Regardless of who is at fault, coverage helps to cover your vehicle in the event of damage caused by a collision with other vehicles and objects

Other Than Collision

Protection from fire, theft, flood, and vandalism

Trailer

Provides coverage for a specifically designed trailer to transport your off-road vehicle